.png)
The og DeFi Summer was a landmark moment for crypto in 2020-21, democratizing finance by allowing anyone to swap, lend, and earn without intermediaries. It opened the door to a new era of permissionless, user-driven finance.
In 2025, that same spirit of innovation is returning in what could well be the DeFi Summer on Telegram. Instead of navigating complex browser-based dApps and standalone wallets, users can now access DeFi directly through Telegram MiniApps. This integration makes DeFi instantly available to over one billion people who already use Telegram.
The mainstreaming of decentralized finance is here. @TacBuild is placing powerful financial tools inside a simple, familiar messaging interface that is already part of the global crypto community’s daily routine.
DeFi gm (goes mainstream)
Telegram is where crypto communities come alive. It is where news breaks, and partnerships build. The interface is already super native to millions of crypto users, and the average time spent on @telegram by active traders, teams and larger communities is unmatched by other social platforms. This constant engagement creates the perfect environment for housing financial applications.
Ethereum has long been the home of DeFi, the place where permissionless finance first took shape and where its core building blocks, from automated market makers to lending protocols and yield strategies, were born. Over the years, it has evolved into the most liquid, secure, and developer-rich ecosystem, hosting thousands of dApps and billions of dollars in capital. For developers and users alike, Ethereum is the reference point of innovation and the foundation where DeFi’s trust and credibility were established.
TAC is the infrastructure that brings both worlds together and operates as a purpose-built Layer 1 blockchain designed for Ethereum-based dApps to access the @ton_blockchain ecosystem and Telegram’s massive user base. With TAC, developers can keep their Solidity-based logic exactly as is and deliver it through the TON-Adapter to Telegram MiniApps. This allows dApps to combine the security and liquidity of Ethereum with the distribution reach of Telegram, all without the friction of building on a new virtual machine.
TAC is a critical piece of infrastructure for the next phase of DeFi, one that moves finance from web apps on your desktop straight to your pocket. Since TAC Mainnet went live last month, the numbers have validated this vision:
- Over US$142 M in liquidity is already active on TAC
- Hundreds of Millions in assets from the Summoning Campaign across BTC, ETH, and stablecoins are being migrated to Mainnet
- Blue-chip DeFi dApps, including Curve, Morpho, and Euler, are now bringing proven DeFi primitives directly into Telegram
Explore DeFi dApps powered by TAC:
The Future of DeFi Apps
The real breakthrough is not just making existing DeFi accessible, but embedding it into entirely new experiences. Developers can merge DeFi logic with consumer-facing applications such as games, social trading environments, and fintech tools that feel native to Telegram.
In the future, Web3 becomes invisible in complexity and omnipresent in availability. Users won’t think about “switching to DeFi” any more than they think about “going online”. Lending, staking, swapping, and yield generation can all happen inside the apps people already use every day.
The hybrid dApp architecture enabled by TAC empowers DeFi to unlock the next hundred million users, with greater ease for more transactions per user. If DeFi Summer of 2020 was about discovering new financial primitives, DeFi Summer on Telegram is about delivering them instantly, in-app, to the largest audience Web3 has ever had.
DeFi Summer on Telegram: How It’s Redefining Web3 Applications
.png)
